Independent Prestige Finance & Insurance
Independent Prestige offers a full range of finance products to compliment the purchase of your new vehicle. We can advise on the most suitable product given a clients situation and circumstances and pride ourselves on the ability to tailor packages to suit your requirements.
We utilise the products from a range of specialist vehicle finance and leasing companies - ensuring you, the customer, of the very best deal & saving you both time and money.
For personal, tailored service please contact Rod Williams on phone 09 360 3200, 021 660 668 or finance@giltrap.co.nz.
Specialist vehicle finance and leasing products are as follows - please click on a heading for further information on that product.:
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Hire Purchase (HP) Suitable for both private and business purchases. Terms from 6 to 60 months and repayment structures to suit a clients remuneration or cash flow. |
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Finance Lease Once again, suitable for both private and business purchases. Often referred to as a 'lease with the opportunity to own' by many this is basically a flexible operating lease (for tax purposes). |
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Operating Lease A 'rent and return' lease option for those who do not want the perceived residual risk of vehicle ownership. |
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Insurance We have the ability to offer you comprehensive motor vehicle insurance that present you with many additional benefits. We can quote on all new vehicles and used vehicles over $20,000. |
Like all credit contracts, normal lending criteria and credit approval will apply. This may vary from finance company to lease company which is why we utilise the offerings of many companies that specialise in the vehicle market. When you are considering purchasing your new vehicle - consider the following;
- Why would I use my own cash or savings to purchase a depreciating asset?
Is my capital better working for me in an investment? Why would you not purchase on a cash flow basis, paying a fixed monthly amount to drive a vehicle?
- Why would I use mortgage equity from my property to purchase a vehicle?
Paying off what I have borrowed over the remainder of the term of my mortgage.
- Can I expense the purchase / lease of a vehicle back to my company(s)?
Why would I pay cash when by financing / leasing a vehicle I can improve my tax position?
- How often do you change your vehicle?
If I am financing or leasing the vehicle, all I will be doing is changing the monthly amount I pay towards a car each month as opposed to paying the cash difference each time.
CLICK HERE TO DOWNLOAD FINANCE APPLICATION FORM
CLICK HERE TO DOWNLOAD PLATINUM INSURANCE FORM